Finance ❯ Personal Finance ❯ Savings ❯ Retirement Savings

401(k) Contributions

New NIRS Report Finds Typical U.S. Worker Has $955 in Retirement Savings

Counting the entire workforce exposes access-driven shortfalls that typical saver-only snapshots miss.

2026 Guide to Saving for Retirement: Maximize 401(k)s, Reduce Fees, Weigh Roth, and Use IRAs/HSAs