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Zimbabwe Requires Crypto Firms to Register and Pay Annual Fee

The regulations place crypto activity under the central bank’s anti‑money‑laundering unit to bring informal trading into oversight.

Overview

  • The government issued the rules on Friday, June 12, 2026, requiring businesses that buy, sell, transfer or safeguard virtual assets to register each year with the Financial Intelligence Unit.
  • Registration carries a US$500 annual fee and operating without registration is now an offence under the regulations issued by Finance Minister Mthuli Ncube.
  • The Financial Intelligence Unit sits inside the Reserve Bank of Zimbabwe, which signals a focus on anti‑money‑laundering, fraud prevention and transaction monitoring.
  • Cryptocurrency use in Zimbabwe grew after a 2018 ban on banks trading crypto pushed activity onto peer‑to‑peer platforms and social media, while past hyperinflation and high remittance costs drove people toward digital assets.
  • The move follows wider steps by other African countries to regulate crypto and responds to rapid on‑chain growth in the region, which recorded more than US$205 billion in transactions between July 2024 and June 2025.