Overview
- An OKX-sponsored January survey found 40% of Gen Z and 41% of Millennials give crypto platforms high trust scores, compared with 9% of Baby Boomers.
- Traditional banks retain far stronger support among Boomers, with 74% assigning high trust to banks, underscoring a generational trust inversion.
- Younger investors report rising engagement, with 36% of Gen Z saying their trust in crypto platforms grew over the past year and 40% planning to trade more in 2026 versus 11% of Boomers.
- A Bank of America Private Bank study shows wealthy young investors allocate 14% to crypto and 17% to alternatives, compared with 1% and 5% for older cohorts, and many have switched or considered switching advisors over crypto access.
- Cerulli Associates estimates $84 trillion will pass to heirs through 2045, including $15 trillion to Gen Z and $46 trillion to Millennials, a shift that could redirect assets from traditional stock-and-bond portfolios.