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XRP Stalls Near $1.35 as ETF Launches Slip to October and Ledger Activity Contracts

Delayed ETF effective dates, a sharp fall in XRPL transactions, a large Binance deposit plus unactivated on‑ledger lending leave near‑term price direction dependent on technical confirmation with imminent Senate and Fed votes poised to move markets.

Overview

  • XRP is trading in a tight $1.34–$1.37 range and has failed to reclaim $1.38–$1.40, with analysts flagging $1.31 as the first key support and $1.17 as a deeper fallback if that level breaks.
  • Two planned ETF effective dates were pushed to October 11, 2026, delaying Roundhill’s Covered Call product and a Teucrium 2x Short Daily XRP ETF and postponing the institutional flow dynamics those launches could bring.
  • On‑ledger usage metrics show a sharp pullback, with reports of total transactions and active users down more than 40–55%, a sign that the August rally’s broad participation has faded.
  • CryptoQuant data reported a 91.2 million XRP inflow to Binance on Sept. 11, a notable deposit that raises potential supply risk but does not by itself prove immediate selling.
  • XRPL lending amendments (XLS‑65 and XLS‑66) exist in software but are not activated on mainnet and require a validator supermajority for live use, so institutional credit use tied to on‑ledger loans remains prospective pending approvals and published custody and underwriting terms.