Overview
- XRP trades near $1.38, more than 60% below last summer’s peak, despite spot ETFs drawing over $1.3 billion in their first 50 days.
- Banks such as Bank of America and Santander use Ripple’s settlement and messaging platform without transacting in XRP.
- On-Demand Liquidity relies on XRP but serves mainly fintechs and remittance firms, with rapid in-and-out conversions that limit net accumulation.
- Ripple’s RLUSD stablecoin now offers a lower‑volatility bridge within the ecosystem and has surpassed $1.6 billion in market value.
- Ripple has strengthened its corporate footing with more than $2 billion in acquisitions, a prime brokerage purchase, and a national trust bank charter.