Overview
- Traders kept XRP near $1.35 as the Senate returns Monday, April 13, with a Banking Committee markup targeted for the second half of April.
- The CLARITY Act would label XRP a digital commodity, giving banks and big asset managers the legal certainty to invest.
- Prediction markets put the bill’s 2026 passage odds near 63% to 66%, signaling cautious but real expectations.
- Treasury Secretary Scott Bessent urged swift action in a Wall Street Journal op-ed, and Senator Bernie Moreno warned that slipping past May could stall the bill for the year.
- Seven U.S. spot XRP ETFs drew about $1.44 billion since late 2025, and Standard Chartered estimates committee progress could unlock another $4 billion to $8 billion in inflows.