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Xflow Raises $16.6 Million, Wins Final RBI PA-CB Approval for Exports and Imports

Full RBI clearance plus new funding positions the API-first startup for import services, with overseas licences next.

Overview

  • The Series A totals $16.6 million led by General Catalyst, with PayPal Ventures joining existing backers Square Peg, Stripe, Lightspeed, and Moore Capital, valuing Xflow at $85 million and taking total funding past $32 million.
  • Xflow received final RBI authorisation under the Payment Aggregator–Cross Border regime covering both export and import flows.
  • The company plans to roll out import capabilities soon, pursue licences in markets such as Singapore, and build on a Canada payments licence while prioritising product development and India go-to-market.
  • Xflow reports serving about 15,000 businesses and processing close to $1 billion in annualised cross-border volume last year, reflecting roughly 10x growth from 2024.
  • Positioned as API-led infrastructure for high-value B2B transfers, Xflow has partnerships with Easebuzz and Drip Capital, an AI-based FX tool with a company-claimed three-day forecast accuracy not independently verified, and a team of roughly 60–65 employees.