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White House Sets Deadline After Stablecoin Yield Talks End Without Deal

The White House set an end-of-February deadline for negotiators to propose compromise language on stablecoin rewards.

Overview

  • A two-hour White House session with crypto firms and banking groups ended without agreement on whether stablecoin balances can carry issuer- or third-party-paid rewards.
  • Advisers led by Patrick Witt directed a smaller working group to return this month with concrete bill language to resolve the yield dispute.
  • The CLARITY Act remains stalled in the Senate Banking Committee after the Senate Agriculture Committee advanced its portion last week.
  • Banking trade groups continue to push for prohibitions or strict limits on rewards, citing deposit-flight risks, including projections such as Standard Chartered’s $500 billion outflow estimate.
  • Industry support is divided, with Coinbase having withdrawn over proposed reward restrictions as crypto trade groups called the White House talks constructive but unresolved.