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Which? Names Six Top UK Current Account Providers as Starling Leads and Chase, Danske Join List

Which? says long-time customers often miss out on value, citing analysis of fees, overdrafts, charges, perks plus satisfaction to single out providers.

Overview

  • Which? awards Recommended Provider status to Chase, Danske Bank, First Direct, Monzo, Nationwide and Starling following its August Deltapoll survey and product analysis.
  • Starling records the highest customer score at 86%, securing its seventh WRP badge.
  • Chase and Danske appear on the WRP list for the first time, while First Direct maintains a run of more than a decade.
  • Revolut and Allied Irish Bank fall just short of recommendation, with Revolut’s e‑money status meaning no FSCS deposit protection for UK customers.
  • Which? highlights persistent inertia, noting 37% of account holders have stayed with the same provider for 20 years or more, as Nationwide extends a pledge to keep 696 Nationwide and Virgin Money branches open until at least 2030.