Overview
- The integration lets eligible Mercuryo users off-ramp digital assets and receive fiat on Visa debit or credit cards, typically within minutes.
- Visa Direct’s real-time network supports faster cross-border payouts and access to local currencies for participating users.
- Visa positions the feature as a simpler, lower-cost alternative to traditional crypto cashouts and bank transfers.
- The move extends Visa’s digital-asset strategy, following its Stablecoins Advisory Practice launch and reported $3.5 billion annualized stablecoin settlement run rate.
- The announcement lands as policymakers scrutinize card-network fees and as Visa prepares to report fiscal fourth-quarter results on Jan. 29.