Overview
- The £1.50 rise is the first change to the Club M monthly charge since February 2021.
- Total cost will be £168 a year, an £18 increase for existing customers.
- Travel cover moves from AIG to Zurich via Cover‑More (Travel Guard) on February 1, 2026.
- Virgin Money says it takes no commission on the fee and argues the account remains competitively priced.
- The change affects only Club M; other Virgin Money current accounts have no monthly fee, and the value of packaged benefits depends on whether customers use them.