Overview
- Policies taken out or renewed from 1 March will carry the higher rates, while many customers who renewed in January or February will avoid this increase.
- Industry estimates suggest the rise adds roughly €35–€160 per adult annually and about €80–€270 for a family, with larger jumps on some plans.
- Examples include AdvancedCare Day to Day up €423 a year for a family of four, FirstCare 500 Day-to-Day up €130, and Enhanced Care 250 up €44, while PublicPlusCare plans remain unchanged.
- VHI says private-hospital claims costs increased by about 13% last year and claim volumes rose roughly 8%, driving higher healthcare delivery costs.
- This follows 3% hikes in March and October 2025 and comes as rivals raise prices, with Irish Life Health up 5% from January and Level Health set to lift rates from 2 February, while an April move by Laya is viewed as likely by an industry adviser.