Overview
- Small and marginal farmers are being offered loans at 5–6% interest with the state bearing the remaining cost.
- The credit–deposit ratio has climbed from 43% to 61% over nine years, with targets of 62% by March 31 and 65% in 2026–27.
- Officials say the state and farmer groups are exploring artificial intelligence for agriculture, with Uttar Pradesh working with the World Bank on agri-tech.
- Cooperative sector reforms feature digitisation and tighter governance, and most previously troubled district cooperative banks are now profitable.
- Farmer support includes free canal irrigation, free electricity for 16 lakh tubewells, 86% land under irrigation, and more than one lakh solar panels distributed.