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3h ago

U.S. Foreclosure Filings Rise Year Over Year in April as Monthly Totals Ease

Higher mortgage costs and tight affordability are pushing more borrowers into foreclosure pipelines.

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An image collage containing 2 images, Image 1 shows Sign that says foreclosure on a bent stick in front of a white house, Image 2 shows A sad, lonely older woman sitting at a table looking out a window
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Overview

  • ATTOM’s April 2026 report counted 42,430 properties with foreclosure filings, down 8% from March but up 18% from April 2025.
  • Lenders started 28,414 foreclosures in April, a 6% monthly decline and a 12% annual increase that signals a growing pipeline of distressed cases.
  • Completed repossessions reached 5,098, slipping 3% from March and jumping 42% from a year earlier.
  • ATTOM said activity remains below pre‑pandemic levels as affordability pressures build, with lenders likely working through backlogs of distressed inventory.
  • Delaware posted the highest foreclosure rate, followed by South Carolina and Florida, while Florida led in new starts with 3,505 and metros like Pittsburgh, Austin, Raleigh, Lakeland and Akron saw sharp annual increases.