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Upvest Raises $125 Million at €640 Million Valuation

The Berlin infrastructure provider is steering new capital toward pension wrappers for banks alongside AI-driven investing tools.

Overview

  • Funding includes $90 million in equity led by Sapphire Ventures and Tencent, with BlackRock and Bessemer participating, plus a $35 million debt facility nearing completion.
  • Management is pivoting sales toward retail and private banks, with the CEO saying most future revenue will come from banks and less than a third from fintechs.
  • Upvest processed more than 100 million investment orders in 2025 and now supports over 30 institutions including DKB, Revolut, N26, and Santander’s Openbank.
  • The company will roll out localized pension products such as Germany’s Altersvorsorgedepot and UK SIPPs and build AI tools for hyper-personalized advisory services.
  • CEO Martin Kassing targets more than €100 million in annualized revenue and profitability within 24 months, following product expansion that added derivatives via Boerse Stuttgart.