Overview
- NPCI reported transaction value at Rs 28.33 lakh crore for January, up from Rs 27.97 lakh crore in December.
- Monthly volume inched up from about 21.6 billion in December, establishing a new peak.
- Average daily activity reached roughly 700 million payments with an average daily value of Rs 91,403 crore.
- Worldline highlighted about 28% year-on-year growth in transaction count, with NPCI data indicating around 21% growth in value.
- PhonePe and Google Pay remained the leading apps through 2025 as smaller players such as Navi, CRED and super.money gained ground.