Particle.news
Download on the App Store

UP Fintech Posts Record 2025 as Sunlands Guides Lower for Q1 2026

Fresh disclosures highlight UP Fintech’s record 2025 performance versus Sunlands’ cautious early‑2026 outlook.

Overview

  • UP Fintech reported 2025 revenue of $612.1 million, up 56.3% year over year, with GAAP net income rising to $170.9 million and non‑GAAP net income to $186.5 million.
  • Sequential momentum cooled at UP Fintech as Q4 revenue held at $175.6 million versus Q3 and GAAP net income slipped to $45.2 million, with the CFO noting a lower cash equity take rate from meme‑stock normalization.
  • UP Fintech ended 2025 with more than 1.25 million funded accounts after adding 161,900 for the year, said client assets reached $60.8 billion, and highlighted Hong Kong strength including 20 IPOs in Q4 and a 220.6% jump in “other” revenue to $30.8 million.
  • The Tiger Brokers operator set a 2026 target of 150,000 new funded clients and emphasized prioritizing user quality over volume.
  • Sunlands posted full‑year 2025 net revenues of RMB2,019.9 million (up 1.5%) and net income of RMB365.6 million, but deferred revenue fell to RMB585.3 million and Q1 2026 guidance of RMB420–440 million implies a 9.8%–13.9% year‑over‑year revenue decline with substantial uncertainty.