Overview
- Unicaja told Spain’s market watchdog that it has run preliminary analyses on a possible agreement with WiZink.
- The bank said it has made no definitive decision and has not defined the scope of any possible transaction.
- El Confidencial first reported the potential talks and said Unicaja hired PwC as financial adviser and Uría Menéndez as legal counsel.
- WiZink ended 2025 with a €52.5 million loss and €300 million in gross margin, while its CEO said the bank seeks independence but could use about €2.2 billion in surplus capital for acquisitions.
- Unicaja’s strategic plan allows growth through mergers or purchases to build its consumer lending business, though it has not yet deployed its excess capital.