Overview
- - The 2026/27 uplift is now in place, taking the full New State Pension to £241.30 a week and the full Basic State Pension to about £184.90.
- - Some on the old system will also see the Additional State Pension cap increased to £230.54 a week, worth roughly £543 more over a year.
- - Getting the full New State Pension typically needs about 35 qualifying National Insurance years, with the minimum around £68.90 a week for 10 years; low-income retirees may qualify for Pension Credit that lifts weekly income to about £238 for singles and £363.25 for couples.
- - The state pension age is being phased from 66 to 67 by 2028 in monthly steps for people born in 1960–61, and experts warn the planned rise to 68 in the 2040s could be accelerated as healthy life expectancy has fallen over the past decade.
- - Fiscal analysts warn the triple lock pushes spending higher over time, with AJ Bell arguing it cannot last forever; Labour has pledged to keep it until 2029 and Conservative leader Kemi Badenoch says her party would retain it.