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Two Harbors Backs CrossCountry Cash Deal as UWM’s $12 Pitch Faces Financing Questions

Financing certainty will drive the May 19 shareholder vote outcome.

Overview

  • Two Harbors’ board, which on Monday rejected UWM’s revised $12 proposal, reaffirmed support for CrossCountry’s $11.30 all-cash sale ahead of a May 19 shareholder vote.
  • CrossCountry said it now has $3.4 billion in committed funding, including a new $1.4 billion Citi facility on top of a $2 billion line, to pay cash at closing.
  • CrossCountry said it has about half of the 53 required state and agency approvals and is targeting an August 2026 close if shareholders approve the deal.
  • UWM says a $1.3 billion short‑term loan from Mizuho backs its cash option and that Mizuho removed a due‑diligence condition, a claim Two Harbors disputes as not equivalent to committed financing.
  • Two Harbors warned UWM’s offer defaults passive investors into UWM stock worth about $8.26 without an active cash election and said UWM dropped employee protections, raising retention risks if a switch fails.