Particle.news
Download on the App Store

Truist Tops Q3 Estimates, Maintains 2025 Outlook, Plans $750 Million in Additional Buybacks

Lower deposit costs following the September Fed rate cut supported gains in net interest income.

A customer uses an automated teller machine (ATM) at a Truist Bank branch in Washington, U.S., December 13, 2024. REUTERS/Benoit Tessier/File Photo

Overview

  • Truist reported third-quarter net income of $1.35 billion, or $1.04 per share, beating the $0.99 consensus.
  • Net interest income rose year over year to about $3.63 billion, aided by a more favorable funding backdrop.
  • Wealth management income increased 6.9% to $374 million, while investment banking and trading declined 2.7%.
  • Management reaffirmed full-year guidance calling for 1.5% to 2.5% adjusted revenue growth and about 1% expense growth.
  • The company completed $500 million in share repurchases and expects to buy back another $750 million in the fourth quarter, with Q3 ROTCE at 13.6% and a 15% goal for 2027.