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Treasury Resists New Push to Raise Tax-Free Personal Allowance to £18,000

OBR modelling shows hundreds of thousands more pensioners will be drawn into income tax as thresholds stay frozen.

Overview

  • The latest petition on the UK Parliament website calls for lifting the Personal Allowance to £18,000 and is gathering support under rules that trigger a government reply at 10,000 signatures and a debate at 100,000.
  • HM Treasury rejected the proposed rise in a new response, pointing instead to Budget moves such as higher minimum wage, a £150 energy bill credit, and freezes on prescription charges, rail fares, and fuel duty.
  • The Personal Allowance has been fixed at £12,570 since 2021 and was extended to 2031 by Chancellor Rachel Reeves, a freeze that pulls more low-paid workers into tax as wages and prices rise.
  • The OBR says the freezes will add about 600,000 pensioners to the tax rolls in 2026/27 and one million by 2030/31, with the full New State Pension set to surpass the allowance in 2027/28 under the triple lock.
  • The Resolution Foundation estimates working-age households will be about £500 worse off on average this year because frozen thresholds raise tax bills, with the lowest earners hit hardest.