Overview
- The case began in July 2019 when plaintiff Brian Keim sued after a Florida receipt allegedly showed the first six and last four digits of his payment card in violation of the Fair and Accurate Credit Transactions Act.
- Trader Joe’s agreed to a $7.4 million settlement earlier this year and settlement administrators notified about 757,663 people as potentially affected.
- To get any money eligible customers must submit a claim by June 9, 2026 using a Class ID, online form, or a mailed claim form because only claimants are paid from the fund.
- Each approved claimant is estimated to receive about $102.45 but the final per-person payment will fall with more valid claims and after attorney fees and administration costs are deducted.
- The settlement still needs a judge’s sign-off at an August 10 hearing before funds are distributed and Trader Joe’s maintains it denies liability and says no identity-theft complaints have been tied to the receipts, a sign of how many consumer class actions end with modest individual payouts.