Overview
- Toss is exploring a proprietary blockchain and a native token, with no decision yet on a Layer 1 base chain or a Layer 2 that runs on another chain.
- Executives are tying the choice to the Basic Law on Digital Assets, which is the national bill now nearing final text.
- Lawmakers have flagged strict rules for stablecoins, including 100% cash‑like reserves, which could push issuers toward bank‑led consortia.
- The company brands the effort as Money 3.0, using programmable won for loyalty, remittances, and on‑chain credit linked to its SohoScore small‑business ratings.
- Toss reports about 30 million users and roughly $1.8 billion in 2025 revenue, as rivals Kakao Pay and Naver Pay test won tokens in a market that observers expect to grow through early 2026.