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T‑Mobile Lets Buyers Finance Taxes and Fees Over 36 Months

Letting customers roll device cost, taxes, and fees into a three‑year payment plan lowers the upfront barrier to upgrades and signals preparation for pricier fall flagship phones.

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Overview

  • T‑Mobile announced two new 36‑month Equipment Installment Plan options that go live on Thursday, August 6: EIP Flex 36 and EIP Standard 36.
  • EIP Flex 36 lets qualifying customers finance a phone, watch, or tablet plus sales tax and activation fees with a limited‑time 0% APR and a promised $0 due at signing for “well‑qualified” buyers.
  • EIP Standard 36 extends T‑Mobile’s existing 0% APR financing from 24 to 36 months for all customers to lower monthly payments on premium devices.
  • The carrier also launched Student Perks with plans starting at $30 per line with AutoPay and a 5G Home Internet bundle incentive tied to a prepaid card offer.
  • Consumers who finance taxes and fees will face higher monthly bills and longer indebtedness, and key details remain unclear for non‑qualified buyers and the end date of the promotional 0% APR.