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Thailand Proposes Same‑Owner Rule and Daily Cap for Stablecoin Flows

The draft seeks to limit suspected money‑laundering linked to high USDT volumes by restricting how stablecoins move through licensed crypto platforms.

Overview

  • The Securities and Exchange Commission opened a public consultation on Sept. 11 and set a Sept. 25 deadline for comments while the measures remain draft and not yet in force.
  • Under the proposal every stablecoin deposit and withdrawal at a licensed operator would have to come from or go to a wallet or account verified as belonging to the same customer, which would block third‑party transfers that touch supervised platforms.
  • The draft sets separate inbound and outbound daily limits of 5 million baht (about $151,000) per person per operator and ties allowed transfer sizes to a customer’s verified income and financial position.
  • Exemptions are proposed for transfers between Thai‑supervised firms that both meet the Travel Rule and for certain business or Bank of Thailand‑authorized transfers, and the rules apply only when a transfer crosses a regulated operator’s systems not to purely peer‑to‑peer moves.
  • Regulators say the moves respond to abnormal USDT volumes flagged by the Bank of Thailand in July, they link to a Travel Rule that takes effect Feb. 27, 2027, and the consultation will determine final scope, verification methods and any implementation date.