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Tether Leads $7M Investment to Push USA₮ Into U.S. Payroll and Payments

The deal signals a move to create steady real‑world demand for the federally issued USA₮ by wiring the token into payroll rails, fintech wallets, payment flows.

Overview

  • The investment announced Tuesday, July 14, was a $7 million Series A in Pact Labs led by Tether and joined by Blockchange Ventures and Lasagna to accelerate USA₮ integration into payroll and payments.
  • Pact Labs runs the PACT Protocol on Aptos and says it has deployed SDKs, hundreds of thousands of embedded wallets, served about 500,000 users, and facilitated nearly $2 billion in on‑chain loan volume.
  • Tether’s $7 million follow up to a February $100 million stake in Anchorage Digital Bank ties issuance, compliance and distribution for USA₮ as Anchorage remains the token’s regulated issuer.
  • The partnership aims to let employers and fintechs offer 24‑hour settlement, earned‑wage access and on‑chain lending, which could speed worker access to pay and cut delays from batch banking.
  • The push shifts Tether toward building recurring payment demand for USA₮ but raises regulatory and competitive questions about U.S. stablecoin rules and rivals such as Circle’s USDC and PayPal’s PYUSD.