Particle.news
Download on the App Store

Telegram’s TON Wallet Launches In-App Yield Vaults for USDT, Bitcoin and Ether

The rollout embeds DeFi strategies inside chats to widen mainstream access to on-chain earnings with variable returns.

Overview

  • The vaults are live inside TON Wallet’s Earn hub, letting users deploy USDT, Bitcoin and Ether into on-chain strategies without leaving Telegram.
  • USDT options advertise up to 18% APY via the Re7 USDT Morpho Vault with variable, tiered returns that adjust to market conditions.
  • Bitcoin and Ether earning currently uses wrapped assets on TAC with a stated plan to enable native deposits that auto-convert for use on TON.
  • The system preserves self-custody and is built on Morpho lending infrastructure, TAC’s execution layer, and Re7’s strategy engine.
  • Wallet in Telegram says the expansion targets broader adoption across a base of more than 150 million registered users.