Overview
- Enforcement begins October 24, according to reports from The Mobile Report relayed by TmoNews and covered by Android Central.
- Any early payment with an ineligible method, even a partial one, removes the discount for that billing cycle and triggers a text notification to the account holder.
- Customers who want to pay early and keep the discount must use a debit card or bank transfer for that payment.
- The workaround dates to 2023, when T-Mobile excluded credit cards from AutoPay eligibility and some subscribers began paying early with rewards cards.
- Some users are attempting multi-month prepayments on credit cards as reports show the change already affecting accounts, and a T-Mobile-branded credit card is expected but unconfirmed and could later qualify like rivals’ cards at AT&T and Verizon.