Overview
- A Research Land poll finds six in ten Mexicans blame the squeeze on December outlays, with 41% saying they overspent and 24% citing inflation as the biggest budget drag as Banco de México projects 3.5%–3.7% inflation in Q1 2026.
- The strain is not confined to one month, as 49% expect difficulties only in January while roughly a quarter foresee problems extending into February or March and 15% anticipate issues through mid‑February.
- Kueski’s transaction analysis points to overlapping January obligations—property and vehicle taxes, school fees, adjusted utility bills, and insurance or membership renewals—as key pressure points.
- Short‑term loans are being used to smooth timing rather than expand spending, Kueski reports, with users employing credit to organize finances or build credit histories and many later accessing other financial products, reflecting patterns specific to its customer base.
- Profeco’s Revista del Consumidor outlines ten steps to avoid overindebtedness, urging planning, living within means, prioritizing essentials, saving before borrowing, price comparisons, and responsible credit use, as ENSAFI 2023 shows 68.3% cut spending and 30.5% cannot cover basics at the year’s start.