Overview
- Suresse raised its promotional interest to 3.4% per year for four months for new customers, with interest paid monthly and deposits counted up to €250,000.
- Santander continues to offer 3.3% per year for four months for new customers, with digital sign-up, no minimum deposit, and daily access to funds.
- Both deals revert to far lower variable base rates after the teaser period, currently 1.95% at Suresse and about 0.3% at Santander, so savers risk earning much less if they do not move money.
- Eligibility rules matter for access, as Suresse treats you as a new customer only if you had no Suresse Direkt Bank account in the past 24 months and only the first account opened in the campaign gets the top rate.
- Deposit protection differs by bank location, with Santander covered by Germany’s EdB up to €100,000 per person and Suresse covered by Spain’s guarantee up to €100,000.