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Supreme Court Sets Formula for Prosthetic Compensation in Motor-Accident Cases

The judgment elevates prosthetic care to a core need to anchor fair, predictable payouts.

Overview

  • The Supreme Court on Tuesday raised an amputee’s award to about Rs 49.22 lakh and ordered the insurer to pay an extra Rs 36.20 lakh within four weeks or face 9% annual interest.
  • The bench set a lifetime pricing method using a 70-year life expectancy, a five-year prosthetic lifespan, seven replacements, Rs 3 lakh per limb, and Rs 5 lakh for maintenance.
  • The court granted a consolidated Rs 26 lakh for prosthetic purchase and upkeep to cover replacements and long-term care.
  • The judges rejected government-notified rates as abysmally low and said victims may choose reasonable devices from private providers that fit their needs.
  • The ruling also guides tribunals by accepting reasonable income claims for low-wage workers and by requiring cost quotes from multiple prosthetic providers for future claims.