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Supreme Court Clarifies That Renting a Flat Doesn’t Strip Homebuyers of Consumer Protections

The ruling places the onus on developers to prove a buyer's dominant commercial intent to deny consumer remedies.

Overview

  • A bench of Justices Prashant Kumar Mishra and N V Anjaria held that leasing a residential unit does not by itself show a commercial purchase under Section 2(1)(d) of the 1986 Act.
  • The Court set aside the NCDRC’s dismissal of Vinit Bahri’s case against MGF Developers and sent the complaint back for a decision on merits.
  • Builders must establish, on a preponderance of probabilities, a dominant commercial purpose with a close and direct nexus to profit-making to exclude a buyer from being a consumer.
  • The judgment notes that buying multiple units does not automatically trigger the exclusion and highlights the statute’s carve-out for livelihood-based self-employment.
  • The dispute involves MGF’s ‘The Villas’ project in Gurugram, with booking in 2005, possession claimed in January 2015, and the unit allegedly leased from March 2015.