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2mo ago

Sumeria Sets €3 Monthly Inactivity Fee for Some Dormant Free Accounts Starting March 12

The bank says the charge targets a small fraction of dormant free accounts that show no banking activity for two months.

Des frais d'inactivité mensuels vont s'appliquer pour certains clients inactifs de Sumeria, la banque en ligne de Lydia, à partir du 12 mars 2026.
La banque en ligne Sumeria compte appliquer à partir du jeudi 12 mars des "frais d’inactivité de compte" à hauteur de trois euros par mois.
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Qui sera concerné par les frais d’inactivité de l’application Lydia, devenue Sumeria ?

Overview

  • Sumeria confirms the fee begins on 12 March 2026 for Basique customers who have made no banking transaction for two consecutive calendar months.
  • The company estimates fewer than 0.5% of clients will be affected and says 99.5% are not concerned by the potential charge.
  • Lydia wallets and cagnottes are excluded, and people who only use the Lydia payments app are not subject to the new fee.
  • The charge replaces previous card-inactivity fees, with qualifying banking transactions defined as card payments or withdrawals, transfers, direct debits, or investment operations.
  • Customers can avoid charges by making a single banking transaction, choosing a paid plan, or closing the account or refusing the tariff change via customer service before 12 March, with no penalties; Sumeria will notify any affected user in advance as online debate continues over the 2024 migration, which the firm says was not automatic.