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State Bank of Pakistan Cuts Policy Rate 50 Basis Points to 10.5%

The central bank pointed to average inflation within its 5–7% target to justify cautious easing.

Overview

  • The reduction takes effect on Dec 16, breaking a four-meeting hold and marking the first move since May’s cut to 11%.
  • The move defied market consensus for no change as the IMF had urged a tight, data‑driven stance under its program.
  • Policymakers cited average inflation within the 5–7% target and improving activity, including 4.1% growth in large‑scale manufacturing, though core inflation remains sticky.
  • The SBP kept FY26 growth guidance in the upper half of its 3.25–4.25% range and said inflation could temporarily firm late in FY26 before easing.
  • Foreign reserves rose above $15.8 billion after about $1.2 billion from the IMF, as the government welcomed the cut and business groups pressed for deeper, single‑digit rates.