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Stablecoin Card Spending Tops $1 Billion in July

It shows stablecoins are moving from experimental use to everyday payments by linking digital dollars to existing card networks through faster settlement.

Overview

  • PaymentsScan’s tracked data, cited across outlets, put monthly stablecoin-funded card spending at about $1.03–$1.04 billion in July 2026 with more than 10 million purchases.
  • U.S. dollar‑pegged stablecoins dominated activity with USDC at roughly 50.8% and USDT at about 20.3, together funding over 70% of tracked transactions.
  • Three issuers — RedotPay, EtherFi and KAST — handled roughly 77% of the July volume, showing the market is concentrated among a few large platforms.
  • Adoption is strongest in lower‑income and emerging markets, especially Latin America, where routine buys like groceries, food delivery and ride‑hailing lead usage.
  • Industry players project rapid growth — RedotPay forecasted a $50 billion annual run‑rate by 2028 — but the headline totals rely on PaymentsScan’s dataset which has known coverage and methodological limits.