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Solana Leads Stablecoin Transfers as Institutions Move Toward Onchain Settlement

Low-cost rails plus early moves by card networks, banks point to stablecoins becoming payment plumbing.

Overview

  • Solana processed roughly $650 billion in stablecoin transactions in February 2026, surpassing Ethereum and Tron for monthly volume.
  • Global stablecoin transfers reached about $1.8 trillion in February, underscoring a shift from trading activity toward settlement uses.
  • Macquarie reports the stablecoin market at roughly $312 billion in March, with adjusted transfer volume near $11 trillion in 2025.
  • Visa and Mastercard now support USDC settlement, while banks including JPMorgan, Citi and HSBC are piloting tokenized deposit systems.
  • Fees around $0.002 on networks such as Solana and Base are enabling small-value payments and merchant integrations via Stripe, PayPal and Visa.