Overview
- SoFi reports third-quarter results on Oct. 28 as shares cool over the past month after a roughly 450% three-year gain.
- In Q2, adjusted net revenue rose 44% year over year and EPS increased 700%, with a record $8.8 billion in loan originations and home loans up 92%.
- Bullish research highlighted triple‑digit growth in Financial Services in early 2025 and a 52% Q2 contribution margin tied to the loan platform business.
- The company’s Tech Platform grew about 15% in Q2 versus a 25% target, and leadership changes were made to bolster execution.
- SoFi continues to add younger customers and new offerings such as blockchain‑based products, with lower interest rates cited as a tailwind for its lending operations.