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SoFi Prices $1.5 Billion Share Offering Below Market

The $27.50 deal bolsters SoFi’s balance sheet to accelerate product rollout.

Overview

  • SoFi set the offering price at $27.50 versus the Dec. 4 close of $29.60, and the public sale closed on Dec. 8.
  • Underwriters received a 30‑day option to buy about 8 million additional shares, which could lift total proceeds to more than $1.7 billion.
  • The company said proceeds are for general corporate purposes, including strengthening capital, improving capital flexibility and funding incremental growth and business opportunities.
  • Shares fell to align with the offering price and, according to the company’s update, have not traded below that level since the deal was announced.
  • SoFi’s operating momentum continued in Q3 with 905,000 net new members to 12.6 million, revenue up 38% year over year, net income of $139.392 million and its first full‑year profit, as management reiterates long‑term growth targets into 2030.