Overview
- A Research Land poll reports that 60% of consumers feel financially strained, with 41% admitting they overspent in December, 24% blaming inflation, 19% citing both factors, and 16% carrying prior debts that worsened.
- Nearly half of respondents expect the difficulty to be limited to January, while about one in four anticipate pressures extending into February or March.
- Banco de México data show consumer credit expanded by more than 10% in 2025, heightening household exposure to financing costs entering the new year.
- Advisers from Banamex and the Condusef recommend paying highest‑interest debts first, negotiating with lenders before missing payments, adopting a strict short‑term budget, and cutting recurring “gastos hormiga,” including a basic‑needs “vital count.”
- New guidance for small businesses highlights cash‑flow reporting, separating personal and business finances, setting fair prices, and maintaining emergency reserves to withstand the seasonal downturn.