Overview
- Shildon in County Durham ranks most affordable, with a median home value of about £73,900 equating to a 1.23 price-to-earnings ratio for a typical two-earner household.
- Beaconsfield in Buckinghamshire is least affordable, with a median price around £1,112,000 costing more than 15 times average household earnings.
- Scotland and North East England dominate the most affordable list, while the South East supplies most of the least affordable commuter-belt towns such as Gerrards Cross and Esher.
- Nationally, a typical two-income household needs 4.4 times its annual earnings to buy in 2025, easing slightly from 4.5 in 2024.
- Zoopla assessed postal towns with at least 5,000 homes using local two-earner wages, and it reports buyers are expanding search radiuses beyond traditional five-mile moves; regional standouts include Tower Hamlets as London’s most accessible and Dover as the South East’s best value.