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Senate Negotiators Strike Stablecoin Yield Deal, Setting Up April Markup for Crypto Bill

Key unresolved issues could still reshape the bill.

Overview

  • Senators Thom Tillis and Angela Alsobrooks said they have an agreement in principle that would ban yield on passive stablecoin balances while permitting narrowly defined activity‑based rewards.
  • The White House is reviewing updated legislative text, and Senate Banking Committee leaders have signaled plans for a mid‑ to late‑April markup after the Easter recess.
  • The compromise targets banking concerns about deposit flight from interest‑like stablecoin rewards, a dispute that had stalled the broader CLARITY market‑structure bill since January.
  • Industry participants, including Coinbase, had resisted earlier drafts over yield limits; some support has tentatively returned, though stakeholders reported they had not yet seen final language.
  • Open items include ethics provisions for officials, DeFi liability and AML rules, and appointments at the SEC and CFTC, with negotiators facing a narrow window before midterm calendar pressures and pending GENIUS Act comment deadlines.