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Schwab to Offer S&P 500 Binary Options With Cboe, Report Says

If approved and launched the product would let retail clients place yes‑or‑no, fixed‑payout bets on index closes and could draw fresh scrutiny from U.S. regulators.

Overview

  • Citing a Wall Street Journal report published June 19, multiple outlets say Charles Schwab is working with Cboe Global Markets to make binary, all‑or‑nothing options tied to the S&P 500 available to customers in the coming months.
  • The contracts would pay a fixed cash settlement if the index closes above or below a set level and otherwise expire worthless, and Schwab and Cboe have discussed a Cboe “Plus Zone” feature that gives partial payouts for close calls.
  • Schwab reportedly plans to limit these contracts to objectively verifiable financial outcomes and not offer markets tied to politics, sports or entertainment.
  • Any rollout remains unannounced and contingent on product design and regulatory review, with the Commodity Futures Trading Commission and members of Congress already scrutinizing event‑style contracts.
  • The move follows Schwab’s recent expansion into spot crypto services and mirrors launches by Coinbase, Robinhood and other brokers, a shift that could broaden retail access to prediction‑style trading and reshape liquidity and compliance for exchanges.