Overview
- New People deputies Vladislav Davankov, Ksenia Goryacheva and Georgy Arapov sent a request to Deputy Prime Minister Tatiana Golikova to assess the idea and consider legislative changes.
- The proposal would let childless spouses take a preferential family mortgage if they commit to have or adopt a child within three years of signing.
- Under the draft terms, failure to fulfill the commitment would trigger a switch to the market rate from the three‑year point and allow banks to seek repayment of the subsidy.
- The existing Family Mortgage program grants a 6% rate only to households with at least one child under six.
- On October 23, Federation Council chair Valentina Matvienko said over half of these loans are concentrated in Moscow, St. Petersburg and nearby oblasts, urging support that enables families to improve housing where they live.