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Ripple’s David Schwartz Says He’s Now Concentrated in XRP and Ripple Stock

The remarks highlight a risk-first approach that favors company shares over broader crypto bets.

Overview

  • Ripple CTO Emeritus David Schwartz said his remaining crypto exposure is now almost only XRP and Ripple equity, adding the concentration was not planned.
  • He said non-disclosure agreements limit what he can share about Ripple shares that trade in private secondary markets, and he stressed none require him to mislead holders.
  • Schwartz pointed investors who want exposure to the company toward Ripple stock on secondary platforms, describing shares as a way to reduce direct crypto risk.
  • He rejected extreme XRP price targets such as $10,000, arguing that if wealthy investors saw even a small chance of that outcome, current buying would likely have driven prices far higher already.
  • At the time of reporting, XRP traded near $1.4, providing market context for his comments about realistic pricing and investor behavior.