Overview
- Ripple CEO Brad Garlinghouse disclosed Monday that the company expects to reach a $1 billion annualized revenue run rate by the end of 2026 and that the figure does not include the value of XRP on Ripple’s balance sheet.
- The company points to four operating lines as the growth engine: cross-border payments, the RLUSD stablecoin, Ripple Treasury for corporate liquidity, and early-stage AI-enabled payment tooling on the XRP Ledger.
- Ripple is integrating its 2025 Hidden Road acquisition to add prime-brokerage, clearing and institutional services that the company says give it immediate scale in serving banks and large clients.
- Garlinghouse said much of the recent momentum is coming from overseas demand while broad U.S. crypto rules remain unresolved, a factor the company says has pushed growth outside the United States.
- If achieved, the target could make Ripple easier for institutions to underwrite because it separates operating revenue from token holdings, but independent audited figures and U.S. regulatory clarity will be key signals to watch next.