Overview
- Ripple on Wednesday launched Digital Asset Accounts and Unified Treasury inside Ripple Treasury, letting finance teams view, hold and manage XRP and RLUSD next to cash in one system without separate wallets or custodians.
- The tools add 15‑decimal on‑chain precision, real‑time fiat valuation, automated audit trails and ClearConnect APIs that link multiple banks and digital‑asset custodians into a single dashboard.
- The rollout builds on Ripple’s 2025 purchase of GTreasury, whose platform handled about $13 trillion in payments last year using traditional banking rails rather than crypto.
- Early enterprise use has largely favored Ripple’s dollar stablecoin and fiat settlement, with institutions such as BNY Mellon tied to RLUSD reserves and card networks piloting RLUSD flows on the XRP Ledger.
- XRP’s market reaction has been muted, and analysts’ claims that tapping the $12.5–$13 trillion enterprise pipeline will lift XRP remain speculative until more corporate flows route through the token.