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Ripple CEO Puts XRP Utility at the Center and Pushes CLARITY Timeline to Late May

Brad Garlinghouse says clear U.S. rules could unlock bank use of stablecoins.

Overview

  • Garlinghouse said XRP’s real-world utility is Ripple’s “North Star” that guides product plans and acquisitions.
  • He moved his expected timing for progress on the CLARITY Act from late April to late May.
  • He said the CLARITY Act, a U.S. bill to set rules for dollar stablecoins and to limit passive yield features, will determine how far Wall Street commits capital.
  • He reported that recent acquisitions beat internal targets, with Ripple Prime tripling revenue since the purchase.
  • Ripple launched its dollar-backed token RLUSD for enterprise use as more companies test blockchain payments, and he pointed to $13 trillion in non-crypto payments on Ripple Treasury last year as untapped ground.