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Ripple and Kyobo Life Pilot On-Chain Settlement of South Korean Government Bonds

The trial gauges whether tokenized securities can settle near instantly within Korea’s evolving rulebook.

Overview

  • Ripple and Kyobo Life, in a partnership announced Wednesday, began a pilot to tokenize and settle Korean government bonds using Ripple Custody.
  • The goal is to compress the standard T+2 cycle, which finalizes trades two business days after execution, to near real time through atomic on-chain settlement.
  • Both firms describe the effort as a feasibility study, with no transaction sizes, launch date, or specific bond series disclosed.
  • The partners will also test stablecoin payment rails to enable 24/7 transactions within a regulated setup.
  • Kyobo is one of Korea’s largest insurers with about $88 billion in assets, and the initiative tracks Ripple’s Asia-focused expansion as lawmakers move to recognize distributed ledgers for securities by early 2027.