Overview
- Revolut, which presented results on Tuesday in London, posted €5.3 billion in 2025 revenue and €2.0 billion in pre‑tax profit, and said it added more than 800,000 customers in Germany to reach about 3 million.
- Growth chief Antoine Le Nel said the company expects to add 1 million German customers this year and to reach 8 to 10 million by 2030, framing Germany as a priority market.
- The company is expanding its footprint and applied for a U.S. banking license in early March, while pursuing a five‑year €11.5 billion investment plan to reach 100 million retail customers by mid‑2027 from roughly 68–70 million now.
- Executives credit a broad mix of income—card fees, net interest, subscriptions, currency exchange, and wealth products—and heavy automation, including AI that handles about three‑quarters of customer support, for a profit margin near 38 percent.
- Analysts and local coverage note tough German headwinds from entrenched banks and saver habits that favor simple deposits, even as Revolut’s $75 billion valuation and rapid global gains raise both expectations and scrutiny.